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lettuceLeafer wrote (edited )

Reply to comment by !deleted31767 in friday free talk by emma

This coupled with the stupid coffee speech people love to give may be the worst thing on planet earth

In fairness for a large portion of people in developed countries are in bad situations financially bc they just spend fuck tons of money of frivolous shit. Like increases in income just increase how much the spend. It's really common statistically and people around me in the US at least.

It's not a good solution on a systemic level but for many individuals it's real good advice. Tho if you are doing it to people who are poor, not asking for advice and or not frivolous spenders u r being a total prick.

Edit: downvoters use ur words.

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CaptainACAB wrote

if you are doing it to people who are poor, not asking for advice and or not frivolous spenders u r being a total prick.

I didn't downvote you, because I'm super inconsistent about clicking good arrow and bad arrow, but you're being downvoted for pretty much doing this.

annikastheory is venting about people trying to micromanage their income by determining what is and what isn't "a wasteful purchase" under the guise of financial advice and responding with "well, they might have a point in other situations" makes you look like an ass because it's an unsolicited criticism that didn't really need to be said.

I've nothing to say about your actual point as to how valid this "advice" is, because I don't have those statistics and am not interested in looking them up.

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lettuceLeafer wrote

Was I criticizing?

I just said how I felt about the issue. The conclusion of that was that I completely agree with annikas that the person was being rude to them. I'm not sure how I could be criticizing when my comment was in complete agreement with annikas.

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CaptainACAB wrote

It didn't come across that way.

There's also the fact that victim blaming those facing financial misfortune is a popular capitalist talking point and that anti-capitalists really don't like hearing it or any talk about how it can be a valid criticism on a few instances.

It's not a good solution on a systemic level but for many individuals it's real good advice.

This is not one of those individual cases, so the fact that you'd justify the talking point comes across as needlessly contrarian at best.

Finally, there's the matter of the fact that picking out individual cases to refute critiques/complaints about systemic issues makes a lot of people with a radical political bent very angry and, regardless of your intentions, your response comes a little too close to that rhetoric. Criticism was a poor word choice.

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lettuceLeafer wrote

Okay, I'll keep people's emotional response to this issue in mind. I appreciate it as it is useful.

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[deleted] wrote

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lettuceLeafer wrote

The problem is that usually with the whole, "don't spend money on coffee" speech they aren't really giving the finance 101 advice they appear to be giving. They aren't really saying, "don't spend money on frivolous shit". What their really saying is this: first if your poor its always your fault, second if your poor you should never buy anything that isn't strictly necessary (such as coffee or fast food or really anything enjoyable whatsoever) to do so is a moral failing, third you could be rich if you stopped wasting your money and instead made that money work for you.

Even if this was good advice, and even if a person meant well the third point makes it absurd because for most people simply not buying coffee and investing that money, even if it may improve their situation, won't improve their situation enough to matter. The real purpose of this advice is to distract poor people from a real systemic issue and to push the blame onto the poor person. For boomers in particular this advice is a way to explain why they are so rich and millenials (who are often the target of this advice) aren't. This also ties a lot into ways some conservatives view coffee as well

Yep, I agree completely.

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bomprimo wrote

In fairness for a large portion of people in developed countries are in bad situations financially bc they just spend fuck tons of money of frivolous shit. Like increases in income just increase how much the spend. It's really common statistically and people around me in the US at least.

Source?

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