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GoodOldWorkingClass wrote (edited )

Reply to comment by theremedyman in by !deleted33886

Have to agree with DontBeStupidCrimeSmart

If you've been in banking 20 years then you should know that you need valid photo ID for cash withdrawals at any bank and they're gonna write down everything about that ID in the back of the check (source: myself, worked as a bank teller and had to do this for a year and a half). So this only works if you have a fake ID in another name, that's good enough to fool the teller.

By the way, count yourself lucky in the US because banks in most western countries don't do check cashing any more. It's ancient and ripe with fraud opportunities (think about it: anyone with somebody's account number can order checks).

Not only do banks NOT give out account data to third parties, they also don't 'verify funds'. At least the bank I worked for didn't and it was a major national bank. I've never heard of third parties being able to verify funds with a phone call to a bank.

I'm not doubting that you've been peeling banks, but whatever you've been doing in banking, you're probably NOT in customer service.


theremedyman wrote (edited )

Stockbroker so right you are. But I also assumed one would use a fake ID and should have made that clear. I just assumed that was somethng that needent be said its so obvious. My mistake. Based on your comment I've edited to clarify. But yeah. You can verify funds. I got a business account the other day from Wells Fargo and got exactly what I wanted. I'd say your bank is in the minority. As I've yet to be turned down as all I'm doing is asking if my check will bounce and if so I won't deposit it. Ofc I wouldn't anyway BC as soon as there is enough I'm getting cash