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3

DissidentRage wrote

IIRC credit cards were pretty much exclusively business use in the '70s until the finance industry saw value in saddling working class saps with debt burden. People who actually are able to maintain a stable account are regarded as "deadbeats" because the whole point is to make money by fucking people over.

http://www.pbs.org/wgbh/pages/frontline/shows/credit/

2

PainlessEphemera wrote

This explains why I’ll never use credit cards. I don’t want to depend on anybody, and that includes monetary debts.