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tabby wrote (edited )

Neither, I guess, though I was very broke between 2017-2019 due to getting fired, getting a new job that started lower than what I was making before, and making some poor choices. To supplement my income, I sold plasma on a consistent basis, then got a roommate for a year and a half.

Now, I'm at least able to pay all my bills and have money left over for necessities. I'm about $10,000 below the median annual household income for my county. I do have a good bit of debt, but I'm slowly and steadily paying it down, and I'm not accumulating any new debt. I don't have any savings, but I'm trying to start saving a little every paycheck. My house needs, or will need, quite a few major repairs; hopefully I can hold off on those until more debt is paid off and I have a bit greater cash flow and savings. I'm also hoping that my income keeps increasing faster than inflation/cost of living.

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