Submitted by 6c_6f_76_65 in AskRaddle

I am projecting I am going to owe somewhere close to 30k by the end of 2020.

Would you declare bankruptcy for this amount of debt?

If you have declared bankruptcy were there any real life repercussions that you did expect? I know my credit will be trashed for two to five years. I likely won't be able to get any job that works with finance or insurance.

Should I expect my auto or home insurance rates to go up?

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